Introduction

This Cookie Policy explains how Incumental, Inc. ("we," "us," or "our") uses cookies and similar tracking technologies when you use our mobile application ("App") and visit our website, Incumental.com (the "Website"). This policy should be read alongside our Privacy Policy.

What Are Cookies & Similar Technologies?

Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit a website or use an app. They are widely used to make services work efficiently, remember your preferences, and provide information to the owners.

We also use other, similar technologies such as:

Local Storage: To store data like your recovery progress and preferences directly in your browser or app cache.

Pixels/Tags/Web Beacons: Tiny, invisible images or code used to understand how you interact with our services and to measure the effectiveness of marketing campaigns.

Device Identifiers: Unique identifiers associated with your device for analytics and functionality.

How We Manage Consent

We are committed to complying with data privacy laws. Our approach to consent is as follows:

Prior Consent for Non-Essential Cookies: Only Strictly Necessary cookies (see Section 4a) are activated before you provide your consent. Non-essential cookies (Performance and Functionality) will not be loaded until you provide your explicit, prior consent through our consent management platform.

Clear Choices: When you first visit our Website or App, you will be presented with a clear consent banner or modal that allows you to:

- Accept All non-essential cookies.

- Reject All non-essential cookies with equal prominence and ease.

- Configure Preferences for specific categories.

- Easy Withdrawal: You can withdraw or change your cookie consent preferences at any time by accessing the "Cookie Preferences" link in our App's menu or Website footer.

Easy Withdrawal: You can withdraw or change your cookie consent preferences at any time by accessing the "Cookie Preferences" link in our App's menu or Website footer.

No Implied Consent: Simply continuing to use our Service does not constitute consent for non-essential cookies. Your consent is only valid if provided through the explicit mechanism we provide.

Categories of Cookies We Use

We use the following categories of cookies, each serving a specific purpose.

Strictly Necessary Cookies

These cookies are essential for the Service to function and cannot be switched off. They are usually set in response to actions you take, such as logging in or setting your privacy preferences. They do not store personally identifiable information. You can set your browser to block these cookies, but some parts of the Service will not work.

Performance / Analytics Cookies

These cookies allow us to count visits and traffic sources to measure and improve the performance of our Service. They help us know which features are popular and how users move through the App. All information these cookies collect is aggregated and pseudonymized, and not used to directly identify individuals.

Functionality / Preference Cookies

These cookies enable the Service to provide enhanced functionality and personalization, such as remembering your chosen theme or language settings. They may be set by us or by third-party providers whose services we have added to our pages.

We do not use Targeting or Advertising Cookies. We do not engage in "tracking" as defined by platform guidelines (such as Apple's App Tracking Transparency framework). Specifically, we do not share data collected from cookies with data brokers, nor do we use it to track you across unrelated third-party apps and websites for advertising purposes.

Detailed Cookie Table

The table below provides more detailed information about the specific cookies and technologies we use.

Note: This list is representative and may be updated. Specific lifespans are controlled by the respective provider and may be subject to change. You can find more details in their privacy policies, linked in our main Privacy Policy.

How to Manage Your Cookie Preferences

You have several ways to control how cookies and similar technologies are used:

Cookie Consent Banner (Website & App)

You can manage your preferences at any time by accessing the "Cookie Preferences" link in our App's menu or Website footer.

Browser & Device Controls

You can set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our Service, but your access to some functionality and areas may be restricted. The steps to manage cookies vary by browser. For more information, visit All About Cookies.

Mobile Devices: You can often reset your mobile advertising identifier or opt out of personalized ads through your device settings (e.g., "Limit Ad Tracking" on iOS, "Opt out of Ads Personalization" on Android).

Third-Party Opt-Outs

Google Analytics: You can install the Google Analytics Opt-out Browser Add-on.

For other third-party tools, please refer to their respective privacy policies listed in our main Privacy Policy.

International User Provisions

Your rights regarding cookies may vary depending on your location.

For Users in the European Economic Area (EEA) & United Kingdom (UK)

Legal Basis: We rely on your prior, explicit consent for the use of non-essential Performance and Functionality cookies, as required by the EU GDPR and UK GDPR, along with the Privacy and Electronic Communications Regulations (PECR).

Withdrawal of Consent: You may withdraw your consent for non-essential cookies at any time through the "Cookie Preferences" in our Service. This will not affect the lawfulness of processing based on consent before its withdrawal.

Complaints: If you have concerns, you have the right to lodge a complaint with your local data protection authority.

For Users in Canada

Our use of cookies is in accordance with Canada's federal privacy law, the Personal Information Protection and Electronic Documents Act (PIPEDA), and applicable provincial laws. We obtain meaningful, informed consent for the collection of personal information via cookies. You can manage your consent as described in Sections 3 and 6.

Data Retention

Cookie data is retained only as long as necessary to fulfill the purposes outlined in this policy, or as required by law.

- Session Cookies: Expire when you close your browser or app.

- Persistent Cookies: Have varying lifespans, as indicated in the table in Section 5, and will be automatically deleted upon expiry unless you manually clear them from your device.

Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, regulation, or our practices. We will notify you of any material changes by updating the "Last Updated" date and, where required by law, seeking your renewed consent.

Contact Us

If you have any questions about our use of cookies or this policy, please contact us at:

Email: team@incumental.com