Nature of the Service

Welcome to Incumental, a digital self-help tool designed to support individuals in developing healthier habits and perspectives regarding gambling. This Disclaimer outlines critical information about the nature, purpose, and limitations of our Service.

Not Medical, Therapeutic, or Licensed Treatment Provider

Incumental is not a medical, psychological, clinical, therapeutic, or licensed gambling treatment service. The application provides tools, information, and resources for educational and personal development purposes only.

No Healthcare or Treatment Provision: We do not provide professional healthcare, diagnosis, treatment, therapy, or crisis intervention.

Not a Licensed Gambling Treatment Provider: Incumental is not licensed, endorsed, regulated, or recognized as a gambling treatment provider by any national, state, provincial, or territorial gambling authority (including, but not limited to, the UK Gambling Commission, Australian state gambling bodies, U.S. state problem gambling boards, or Canadian provincial gaming commissions). It does not substitute for certified gambling treatment programs.

No Doctor-Patient Relationship: Your use of the Service does not create a doctor-patient, therapist-client, or any other privileged or professional relationship.

Consult Professionals: You should always seek the advice of qualified physicians, mental health professionals, or certified addiction specialists regarding any medical or mental health condition. Never disregard professional medical advice or delay seeking it because of something you have read or engaged with within the Incumental app.

No Financial, Legal, or Debt Advice: The Service does not provide financial advisory, legal, credit repair, or debt negotiation services. You should consult qualified professionals for advice on financial, credit, or legal matters related to gambling.

No Guarantee of Outcomes, Results, or Safety

Your journey is personal and unique. While Incumental is designed to be a supportive tool, we cannot and do not guarantee any specific outcomes, results, progress, or changes in behavior, compulsion, or financial status.

Relapse & Compulsion: Use of the Service does not prevent relapse, compulsion escalation, or gambling urges and should not be relied upon as a sole recovery method.

Financial Outcomes: Incumental does not prevent financial loss, debt escalation, or gambling-related monetary harm and makes no claims regarding financial restoration, credit repair, or debt remediation.

Service Continuity: We do not guarantee uninterrupted, timely, secure, or error-free access to the Service. Features may change or become unavailable at any time.

No Real-Time Monitoring or Safety Supervision

This application is NOT monitored and does NOT provide supervision, crisis response, or safety intervention.

No Active Monitoring: The Service does not monitor user behavior, location, or well-being in real time. It cannot detect harm escalation, relapse risk, financial loss patterns, suicidal ideation, or self-harm intent.

Not a Crisis Tool: Incumental provides no alerts, emergency response, or live support.

Crisis and Emergency Situations

This application is NOT designed for use in a crisis or emergency.

If you are experiencing a medical or mental health emergency, feel unsafe, or are at risk of harming yourself or others:

- Immediately call your local emergency services number (e.g., 911 in the U.S./Canada, 999 in the UK, 000 in Australia, 112 in the EU).

- Go to the nearest hospital emergency room.

Additional Crisis Support Resources:

Safety and Usage Conditions

For your safety and the safety of others:

- Do not use the Services while driving, operating heavy machinery, or performing any other task that requires your full attention and concentration.

- You are solely responsible for your use of the Service and your personal well-being.

Third-Party Content and Links

The Service may contain links to third-party websites, resources, or content. We provide these for informational convenience only. We do not endorse and are not responsible for the accuracy, content, privacy policies, or practices of any third-party sites. Your interaction with any third-party resource is solely at your own risk.

Limitation of Liability

To the fullest extent permitted by applicable mandatory law:

Incumental, its creators, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or opportunities, arising from your use of the Service.

However, nothing in this Disclaimer limits or excludes liability for:

- Death or personal injury caused by our negligence.

- Fraud or fraudulent misrepresentation.

- Any other liability which cannot be limited or excluded under the mandatory laws of your country of residence.

Age Restriction

The Service is intended only for adults. It is not intended for any person under 18 years of age, regardless of the local legal age of majority in their jurisdiction. By using the Service, you represent and warrant that you are at least 18 years old.

Additional Provisions for Users Outside the United States

If you are a consumer residing in the European Economic Area (EEA), the United Kingdom (UK), Canada, or Australia, the following provisions apply:

Mandatory Consumer Rights: This Disclaimer does not affect your statutory rights as a consumer under the mandatory laws of your country of residence, including but not limited to:

- The guarantee that services be provided with reasonable care and skill under the UK Consumer Rights Act 2015 and EU consumer protection laws.
--The statutory consumer guarantees under the Australian Consumer Law.

- Your rights under applicable Canadian provincial consumer protection legislation.

Unfair Terms: Any term in this Disclaimer that is deemed unfair under your local consumer protection law will not apply to you.

Governing Law: Your use of the Service and any disputes related to this Disclaimer are subject to the mandatory consumer protection laws of your country of residence.

Changes to This Disclaimer

We may update this Disclaimer to reflect changes in our Service or for legal, regulatory, or operational reasons. The "Last Updated" date at the top will indicate when changes were made. Your continued use of the Service after changes constitutes acceptance of the revised Disclaimer.

Contact Us

If you have any questions about this Disclaimer, please contact us at:

Email: team@incumental.com

Website: incumental.com